Homeowners Insurance

Homeowners Insurance is a package policy which provides coverage for most items you
need coverage for:

Dwelling:
Insures your home. A calculation should be done to confirm your home is insured for the replacement cost.

Appurtenant Private Structures:

Any structures located on the property.

Contents:

This includes not only your sofa and television but also your pots and pans, curtains and even your "Fruit of the Loom" underwear.  Almost anything that is in your home will be covered.

Loss of use:
If your home is damaged or destroyed and you must live in a hotel/motel, you may receive extra money for these types of expenses.

Liability:

Covered in the event that you are sued and found to be legally liable.